APSRTC CCS loan is an employee benefit that provides financial support for employees who need to pay for their children’s education expenses. The program offers low interest rates and flexible repayment options to help employees manage their financial responsibilities.
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APSRTC CCS Loan
If you are an employee of APSRTC and want to take a loan, then the CCS can help you. It is one of the most reliable and affordable loans available to APSRTC employees. It also offers a lower interest rate than most personal loans. However, you should make sure that your documents are up-to-date and accurate before applying for a loan.
APSRTC has a large number of employees who need to borrow money for various reasons. These include buying a car, paying off an existing debt, or investing in real estate. To get a loan, the employee must submit a form to the APSRTC CCS. This form can be found on the APSRTC website or through their mobile app. In addition, the APSRTC CCS will require proof of employment and identification.
The APSRTC CCS was founded in 1952 and is designed to help the members of the society by providing loans. The loan is paid back in equal monthly installments and is deducted from the employee’s salary. Its main objective is to help its members avoid falling prey to private money lenders. The CCS also provides a range of other services, including investment options.
Members can also get advance loans to celebrate festivals like Dasara, Diwali, Ugadi, Christmas, Ramzan, and other celebrations. These advances are repaid in 10 equal installments with the interest of 11 percent. The maximum advance a member can take is six times a year.
Besides, the APSRTC CCS also operates a Fixed Deposit Scheme where Members, their Spouses, Children, Brothers and Sisters, Parents, Former Members, and Nominal Members can invest their money in multiples of Rs 100. Those who are looking for long-term investments can benefit from this scheme as the rate of interest is competitive.
The APSRTC CCS is an essential cooperative credit society for the employees of the Andhra Pradesh State Road Transport Corporation (APSRTC). It has been helping its members with various financial needs for decades. The society is slowly recovering from the impact of the coronavirus pandemic, but it faces financial difficulties due to pending loans.
APSRTC CCS Enquiry Phone Number
APSRTC CCS is a loan program designed for employees of Andhra Pradesh State Road Transport Corporation (APSRTC). It provides financial assistance to help workers meet their personal needs, such as education expenses, medical emergencies, and housing. The loan amount is based on the employee’s salary and repayment capacity, and APSRTC determines the interest rate. The full details of the APSRTC CCS loan program can be found on the APSRTC website.
In order to apply for an APSRTC CCS loan, an employee must have the following documents. These include a valid APSRTC identity card and proof of employment. The applicant should also have completed a minimum of 10 years of service with APSRTC. He or she must also have no pending disciplinary action against him. In addition, the applicant must be below the age of retirement as per APSRTC rules.
Once the application has been submitted, the APSRTC CCS committee will review it and approve or reject it. If approved, the applicant will be informed of the loan amount. If the application is denied, the reason will be explained in detail. In some cases, the committee may ask the applicant to provide more documentation.
The APSRTC CCS office is located at 1-8-677/4-6, Vidyanagar Rd, Padma Colony, New Nallakunta, Hyderabad, 500044. It is open Mon-Sat from 10 AM-5 PM. The phone number is 073829 24499. The society has been providing festival advances to its members for many decades. Due to the impact of COVID-19, society’s income has dropped, and it has been difficult for them to sanction loans for its members. However, now the society is slowly recovering, and it is once again able to provide loans to its members. The loans are being provided for the construction of houses, the purchase of flats/houses, and for taking over existing Housing Loans from other banks. The loans are being given at a rate of 10-12%.
APSRTC CCS Application Form
APSRTC offers a variety of benefits to its employees, including loans for house construction and purchase. Employees can apply for the loans by submitting the required forms to the APSRTC office or website. They must provide personal information, such as their name and staff number, and details about their employment. They must also submit a copy of their salary certificate or proof of income. The APSRTC Managing Committee sets the loan amounts and terms.
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APSRTC CCS Interest Rates
The APSRTC CCS loan is a unique program designed to provide financial assistance to employees of Andhra Pradesh State Road Transport Corporation. This program provides funds for a variety of purposes, including education expenses, medical emergencies, home renovations, and vehicle purchases. In addition, it offers a competitive interest rate. Those interested in applying for this loan should check with their local APSRTC office to learn more about the specific requirements and eligibility criteria.
APSRTC has taken steps to address the issue and make sure that members get their money back. It has been written to Transport Minister P. Venkataramaiah and Principal Secretary Transport M.T. Krishna Babu, urging them to resolve the matter. The Union has also sent representations to the management of RTC, asking them to return the deposits. It is the hard-earned money of the workers, and they should not have to borrow it from outside at a high rate of interest.
To apply for an APSRTC CCS loan, you must be a permanent employee of the corporation and have at least ten years of service. It would be best if you also were below retirement age. Moreover, you must be in good standing with the company and have no disciplinary issues. The loan amount depends on your salary, service period, and other factors. Typically, the loan amount is between Rs16 lakhs and Rs18 lakhs.
Before you can apply for an APSRTC CCS loan, you should ensure that you have all the necessary documents. These include a valid Aadhar card, PAN card, and voter ID card. Without these, you will not be able to obtain the loan. In addition, you should also have a bank account in which to receive the money.
Lastly, you must complete an application form and submit it to the APSRTC CCS office. The application form can be downloaded from the APSRTC website. Once you have filled out the form, you must submit it to the APSRTC CCS officer responsible for loan inquiries. Once you have submitted your application, the APSRTC CCS will process it and notify you of the result.
